Gravity International Programs Inc Insurance for Interns, Trainees and Specialists
Gravity International Programs Inc J visa holders have required coverage as follows:
- Medical benefits of $100,000 per accident or illness;
- Repatriation of remains of $25,000;
- Medical evacuation of $50,000;
- Deductible not over $500 per accident or illness.
These requirements are the same as the USDOS standards. TaiAn Plan B with $100,000 benefit per illness or injury and four deductible options is the most popular plan that meets the requirements. You can also choose Taian Plan B with a higher benefit if you need more benefits than your visa requires. Plan A Standard and Plan A Platinum (Student Health Advantage) offer higher benefit limits, mental health coverage, and larger evacuation and repatriation benefits.
After submitting an application online successfully, you will receive an Email confirmation (DECLARATION OF MEDICAL INSURANCE) in a few minutes which contains the links to your insurance ID card and Visa Letter. Click the links to get the PDF version of your ID Card and Visa Letter. You can use the email confirmation together with Visa Letter to prove that you have purchased insurance that meets your requirements.
All Plans on this Page Cover COVID-19 Same as any Illness
| Gravity International Programs - Interns, Trainees and Specialists | Plan B (TaiAn Patriot Exchange) Most Popular |
Plan A Standard (Student Health Advantage) | Plan A Platinum (Student Health Advantage Platinum) | ||||||||||||||||||||||||||||||||||||||||
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| Insurance Provider | IMG (International Medical Group) | IMG (International Medical Group) | IMG (International Medical Group) | ||||||||||||||||||||||||||||||||||||||||
| Medical Provider Network | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | ||||||||||||||||||||||||||||||||||||||||
| Medical Benefits per Accident or Illness or Injury |
Options: $100,000 $250,000 $500,000 |
$300,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||
| Repatriation of Remains | $25,000 | $50,000 | $50,000 | ||||||||||||||||||||||||||||||||||||||||
| Medical Evacuation | $50,000 | $500,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | Usual Reasonable and Customary Charges up to $250,000 | Inpatient URC; outpatient 50% | Inpatient URC; outpatient 50% | ||||||||||||||||||||||||||||||||||||||||
| Pre-Existing Conditions | After 12 months of continuous coverage | After 12 months of continuous coverage | After 6 months of continuous coverage | ||||||||||||||||||||||||||||||||||||||||
| Deductible | $100 per illness $0 annual $250 annual $500 annual |
$250 per illness | $100 per illness in network, $150 per illness out of network | ||||||||||||||||||||||||||||||||||||||||
| Coinsurance | Insurance pays 100% | 10% in network to $1,000 out of pocket; 20% out of network | 10% in network to $1,000 out of pocket; 20% out of network | ||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||
| Hospital Room and Board | Average Semi-Private Room | Average Semi-Private Room | Average Semi-Private Room | ||||||||||||||||||||||||||||||||||||||||
| Intensive Care | URC (Usual, Reasonable, and Customary) | URC (Usual, Reasonable, and Customary) | URC (Usual, Reasonable, and Customary) | ||||||||||||||||||||||||||||||||||||||||
| Urgent Care Clinic | $40 copay instead of deductible. $0 copay for $0 deductible plan. | Deductible and coinsurance apply | Deductible and coinsurance apply | ||||||||||||||||||||||||||||||||||||||||
| Bedside Visit | $1,500 Benefit for Bedside Visitor while in Intensive Care. Not Subject to Deductible. | Not Available | Not Available | ||||||||||||||||||||||||||||||||||||||||
| Teladoc | No Deductible, No Coinsurance. | Group plans only: No Deductible, No Coinsurance. | Group plans only: No Deductible, No Coinsurance. | ||||||||||||||||||||||||||||||||||||||||
| Accidental Dental | Injury $500, Sudden Pain $350 | Injury $500, Sudden Pain $350 | Injury $500, Sudden Pain $350 | ||||||||||||||||||||||||||||||||||||||||
| Accidental Death | $25,000 | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||
| Mental Health | Not covered | Inpatient up to $10,000, outpatient $50 per day up to $500 | Inpatient up to $10,000, outpatient $50 per day up to $500 | ||||||||||||||||||||||||||||||||||||||||
| Maternity | Not covered | Not covered | Up to $5,000 | ||||||||||||||||||||||||||||||||||||||||
| Student health center co-pay | $5 co-pay | $5 co-pay | $5 co-pay | ||||||||||||||||||||||||||||||||||||||||
| Sample Price $100,000 Medical Benefits $0 annual deductible Same Price for J1, J2, F1, F2 |
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Sample Price
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Sample Price
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| Sample Price $100,000 Medical Benefits $100 per illness deductible Same Price for J1, J2, F1, F2 |
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| Sample Price $100,000 Medical Benefits $250 annual deductible Same Price for J1, J2, F1, F2 |
Most Popular Plan |
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| Special Dependent Rates | One Child under 10 free with each Parent Purchased | Child rate: $126.96 per month | Child rate: $341.54 per month | ||||||||||||||||||||||||||||||||||||||||
| Buy Individual or Family Plan Now | Plan B (TaiAn Patriot Exchange) Buy Now |
Plan A Standard (Student Health Advantage) Buy Now |
Plan A Platinum (Student Health Advantage Platinum) Buy Now |
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| Save by Joining a Group | Groups of 5 or more: 10% Discount Buy Now |
Groups of 5 or more: about 16% off Buy Now |
Groups of 5 or more: about 35% off Buy Now |
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| Brochure | Plan B Brochure (PDF) | Plan A Standard Brochure (PDF) | Plan A Platinum Brochure (PDF) |
Large Network of Quality Medical Providers
Our members have access to the UnitedHealthcare Options network which provides access to the broadest top tier national medical network in the US. If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing. For many claims, the provider will submit the claim and no member claims forms will be required.
With Plan B TaiAn Patriot Exchange you can use any medical provider in the network or not in the network and receive the same medical benefits.
With Plan A Standard and Plan A Platinum (Student Health Advantage), you will receive better benefits if you use a network provider: you pay 10% coinsurance in network, up to a $1,000 out-of-pocket maximum, compared with 20% out of network.